Christmas budgeting can be fun
So we are nearing Christmas rather fast and most of us are in a panic wondering whether or not we are going to be able to enjoy it or not.
Family are what matters and presents can be great and still within our budget.
No need to panic or stress over the upcoming festive season here are a few tips to help you along the way...
1) Write a list of who you will buy presents for this year, try if you can to keep it to immediate family only and set a budget for each person and dont go over it.
2) When doing the weekly shop buy a few vouchers from your supermarket even just five pounds will all help towards the food for the christmas days.
3) Check out £shops for crackers, decorations and wrapping paper etc. They will still look just as good as expensive ones and you wont feel guilty that you overspent when the new year comes.
If you need a new christmas tree this year why not try a basic 5-6ft tree for around a tenner it will look fantastic once you spruce it up with your decorations.
4) Start writing the shopping list now, this doesnt have to be scary, really the roast dinner is the main part, dont worry about investing in expensive canapes which will set you back around £30 to £100. Go to the library and read a book to learn how to make your own such as sausage rolls and chicken satay, these are very satisfying and it will make you feel proud when people start complimenting you on the food.
5) If your worried about buying a new outfit why not head down to the local charity shops, they have some lovely dresses and shoes this time of year. You could even pick up a designer label for under £15.
6) Pamper yourself before christmas week book a hair appointment as a model and have your nails done as a model there are plenty of offers this time of year.
Whatever you are doing this christmas season I hope you have a good one, enjoy what you can afford dont feel bad about setting a budget and remember that way you won't enter the new year with lots of bills to pay.
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Annie Ashdown - Business and Personal Development Coach, Author and IntuitiveOctober 20th, 2016