Christmas is an expensive time of year. Instead of getting stressed and finding yourself starting the new year in debt, tackle your finances now!
We’ve put together a few tips to help you over the festive period.
1. Set a budget
As tempting as it may be to just spend away, it really pays to set a budget for how much you plan to spend over Christmas.
If you have a big family, why not set a spending budget for presents or, better yet, why not do Secret Santa? This way, everyone gets a gift and no one spends too much money!
2. Pay off any credit card bills quickly
Again, we know it’s tempting to just put everything on your card and forget about it until the new year, but we promise, future you won’t thank you for it...